- 01Preview cash calendar
- 02Choose borrowing
- 03Pay build/operating costs
- 04Repay and review
Borrowing and operating cash
Borrowing funds expansion now, but repayments compete with operating cash; profit does not ensure cash at the due date.
The player's decision
Expand for future income or preserve cash through slow days?
Original scenario
Original: borrow eight for an oven that sells two more daily, but repay nine before day-three sales; timing can cause failure despite revenue.
Start with this prototype
Build five fixed demand days, one expansion and one fictional loan with explicit amount/deadline. Show daily cash, repayment and profit; stay open and repay, without real financial products.
Change one variable
Move repayment before/after sales to isolate cash timing.
What to observe in a playtest
Prevent duplicate borrowing/charges and stop deductions after repayment.
Take the full design card
Includes rules, scope, tuning questions and sources for further planning. It does not create a project automatically.
Original analysis · version 1
Common pitfall
Hidden interest or payment order creates a trap; identify the exact day and shortfall.
Observations and sources
Cases refer to public documentation. Developers and community wikis are credited separately; document review is not a claim of hands-on testing.
- Two Point Hospital
Developer copy includes loans, turnover and treatment pricing in hospital management.
- Recettear: An Item Shop's Tale
The shop must source and sell goods to repay inherited debt, a comparison for debt-driven goals.
Brief for the studio
Opens the AI studio with the brief below in the input. You can edit it. Nothing starts automatically.
Build five fixed demand days, one expansion and one fictional loan with explicit amount/deadline. Show daily cash, repayment and profit; stay open and repay, without real financial products.
Covers are original AI-generated style illustrations. Game names reference publicly visible design choices and remain the property of their owners. This atlas does not supply screenshots or assets from those games. Prompts and combinations are original drafts for new games.